E-Banking

Check your account online with BSIC Gambia E-banking service.

At home, at the office, or on the go, access your accounts with just one click

bsic.gambia@bsicbank.com

Les Crédits

Target

  • Permanent and contractual state employees

Feature

  • Repayable over 10 months

Documents to provide for employed clients:

  • A handwritten request
  • Copy of national ID
  • Copy of the latest payslip

Documents to provide for unemployed clients:

  • A handwritten request
  • Copy of national ID
  • Copy of the last 3 payslips
  • A certificate of service validity specifying the probable retirement date
  • A certificate of presence at the position or department
  • Work contract or hiring decision

Make Your Golden Years Shine.

Target:

  • Retirees drawing from the National Pension Fund (FNR)
  • Retirees drawing from the National Social Security Fund (CNSS)
  • Retirees drawing from the pay-as-you-go pension fund with savings (CRRAE)
  • Other eligible retirement funds

Documents to provide:

  • Credit application
  • Irrevocable pension domiciliation
  • Pension slip or certificate
  • Certified birth certificate
  • Copy of valid national ID
  • Proof of residence
  • Pension transfer report in case of exceeding assignable portion

The loan that brings your projects to life

Target

  • Permanent and contract state employees
  • Local government employees

Documents to provide:

  • A handwritten request
  • Copy of national ID
  • Copy of the last 3 pay slips
  • A service validity certificate specifying the expected retirement date
  • A certificate of presence at the post or in the department
  • Employment contract or hiring decision
  • Irrevocable salary domiciliation

Repayment period:

 minimum 5 years

Bancassurance

  • Death + disability insurance with or without job loss
  • Key person insurance
  • Car insurance
  • Travel insurance
  • Professional multi-risk insurance
  • Home multi-risk insurance
  • BSIC consolation
  • BSIC education
  • OPTIMA

Our services for individuals

Our online banking platform offers a number of features that allow you to interact with the information system from anywhere in the world, all in complete peace of mind. 

To this end, BSIC Benin provides you with the PERSONAL package and the BUSINESS package, each with its own features. 

Personal package 

  • Statement issuance
  • Account-to-account transfers
  • Checkbook request
  • Online balance inquiry

Our customer service representatives are available to provide any information regarding the conditions for accessing and using the service.

It’s a mobile app that can be downloaded from the Play Store and App Store. It’s a secure service that allows any BSIC Benin customer to access certain information, make online payments and transfers, and manage their account(s) through a mobile device (desktop computer, laptop, tablet, or smartphone). This service is available 24/7.

 

Included Services:

  • Balance check
  • Transfers (internal, interbank, and within the UEMOA area)
  • Monthly insurance premium payments
  • Printing of bank details (RIB)
  • Printing of account statements for the last 6 months
  • Money transfer from bank account to an MTN MoMo number and vice versa
  • Appointment requests
  • Filing complaints
  • Tax payments (DGI)
  • SBEE bill payments
  • Salary payments
  • Paying suppliers

 

Benefits:

  • Real-time information
  • 24/7 access to bank accounts worldwide
  • Autonomy in managing B2W and W2B transactions
  • Security, time-saving, flexibility, confidentiality, and reliability of operations

Our Personal Packages

EMERAUDE Pack

Who can benefit: Employees in the public, semi-public, and private sectors whose income is between 500,000 and 1,500,000
Package: Premium savings account, checking account, SMS banking alerts, GIM card, E-Banking, retirement savings plan.
Monthly fee: 4,000 FCFA excl. tax/month

RUBIS Pack

Who can benefit: Employees in the public, semi-public, and private sectors with incomes between 200,000 and 500,000
Package: Savings account, checking account, SMS banking alerts, GIM card, and E-Banking
Monthly fee: 3,200 FCFA excluding tax/month

SAPHIR Pack

Who can benefit: Employees in the public, semi-public, and private sectors whose income is between
0 and 200,000
Package: savings account, current account, SMS banking alert, and GIM card
Monthly fee: 1,500 FCFA excluding tax

DIAMOND Pack

Who can benefit: Employees in the public, semi-public, and private sectors with income over 1,500,000 FCFA
Packaging: Premium savings account, current account, SMS banking alert, GIM card, E-Banking, retirement savings plan.
Monthly fee: 5,000 FCFA excluding tax/month