BSIC GAMBIA

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Discover how our offers can make your everyday life easier.

Credits

Target

  • Permanent and contractual state employees

Feature

  • Repayable over 10 months

Documents to provide for employed clients:

  • A handwritten request
  • Copy of national ID
  • Copy of the latest payslip

Documents to provide for unemployed clients:

  • A handwritten request
  • Copy of national ID
  • Copy of the last 3 payslips
  • A certificate of service validity specifying the probable retirement date
  • A certificate of presence at the position or department
  • Work contract or hiring decision

Make Your Golden Years Shine.

Target:

  • Retirees drawing from the National Pension Fund (FNR)
  • Retirees drawing from the National Social Security Fund (CNSS)
  • Retirees drawing from the pay-as-you-go pension fund with savings (CRRAE)
  • Other eligible retirement funds

Documents to provide:

  • Credit application
  • Irrevocable pension domiciliation
  • Pension slip or certificate
  • Certified birth certificate
  • Copy of valid national ID
  • Proof of residence
  • Pension transfer report in case of exceeding assignable portion

The loan that brings your projects to life

Target

  • Permanent and contract state employees
  • Local government employees

Documents to provide:

  • A handwritten request
  • Copy of national ID
  • Copy of the last 3 pay slips
  • A service validity certificate specifying the expected retirement date
  • A certificate of presence at the post or in the department
  • Employment contract or hiring decision
  • Irrevocable salary domiciliation

Repayment period:

 minimum 5 years

Our Personal Packages

EMERAUDE Pack

Who can benefit: Employees in the public, semi-public, and private sectors whose income is between 500,000 and 1,500,000
Package: Premium savings account, checking account, SMS banking alerts, GIM card, E-Banking, retirement savings plan.
Monthly fee: 4,000 FCFA excl. tax/month

RUBIS Pack

Who can benefit: Employees in the public, semi-public, and private sectors with incomes between 200,000 and 500,000
Package: Savings account, checking account, SMS banking alerts, GIM card, and E-Banking
Monthly fee: 3,200 FCFA excluding tax/month

SAPHIR Pack

Who can benefit: Employees in the public, semi-public, and private sectors whose income is between
0 and 200,000
Package: savings account, current account, SMS banking alert, and GIM card
Monthly fee: 1,500 FCFA excluding tax

DIAMOND Pack

Who can benefit: Employees in the public, semi-public, and private sectors with income over 1,500,000 FCFA
Packaging: Premium savings account, current account, SMS banking alert, GIM card, E-Banking, retirement savings plan.
Monthly fee: 5,000 FCFA excluding tax/month